The Role of FCRA Attorneys in Credit Reporting Disputes
In today’s interconnected world, credit plays a vital role in our financial lives. Whether it’s buying a car, applying for a mortgage, or even securing a job, our credit history often acts as a gatekeeper. Unfortunately, credit reporting errors can occur, leading to significant consequences for individuals. This is where Fair Credit Reporting Act (FCRA) […]
FCRA Litigation: What to Expect in a Lawsuit
The Fair Credit Reporting Act (FCRA) is a federal law that regulates how consumer credit information is handled by credit reporting agencies (CRAs) and companies that furnish information to the CRAs (Furnishers). The FCRA provides consumers with rights designed to ensure the accuracy and privacy of their credit information. However, despite the protections afforded by […]
Credit Scores Expected to Improve for Millions as Medical Debt is Removed from Credit Reports
According to the Consumer Financial Protection Bureau, millions of Americans may experience an average credit score increase of 25 points as major credit bureaus have eradicated unpaid medical collections under $500 from credit reports. The three major consumer reporting agencies in the United States revealed that they would no longer include medical debt collections under […]
Understanding the FCRA: An Overview for Consumers
The Fair Credit Reporting Act, or FCRA, is an important piece of legislation that regulates the collection, sharing, and use of consumer credit information in the United States. As a consumer, it’s important to understand your rights and responsibilities under the FCRA, as well as the ways in which the law can protect you from […]
